Alright, after months of nagging from the CreditNerd minions (minions might be a little strong here), the CreditNerd blog is open for business (business might be a little strong here). What’s the idea? Just another personal finance blog with a twist. Why? I’m told personal finance bloggers have no idea what their talking about. While I’m not much for writing 24×7 I do have a perspective on credit and debt that you might not be getting from other site. What is that perspective… eh, math? I won’t bore you with all the details but finance is all about the math. You know i\hbar\frac{\partial}{\partial t}\left|\Psi(t)\right>=H\left|\Psi(t)\right> kind of stuff. Consumers literally give away hundreds of millions each year because they are either too lazy, busy or stupid to do the math. That’s what I’m here for. I do the math. The math that saves you the money. Now there’s a math we can all appreciate.

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